The Scottish property market is likely to remain stable throughout 2011 with any slight house price rises only being due to inflation, according to Edinburgh’s leading property solicitor.

Warners believes that the property market will remain largely unchanged for the next 12 months due to dwindling confidence among buyers and sellers, as well as fears over job security arising from the ongoing public sector cuts.

The firm says that that is does not expect to see any significant rise in house prices or sales in the coming year –and adds that only inflation or a prolonged lack of supply of property on the market will lead to any change in home values.

But although Warners believes that it could be up to five years before the country’s property market sees any substantial progress in terms of house prices, it also says that buyers and sellers will still be able to move home easily provided they have realistic expectations about how much they expect for their homes.

Scott Brown, estate agency partner at Warners, said: “Although it’s always difficult to predict what the future will bring for the property market, I think it’s highly likely that 2011 will be fairly flat.

“It’s unlikely that there will be much change in terms of house prices and even if there are any slight price rises, these will occur primarily because of inflation – as interest rates will probably remain low in 2011 to allow business to recover. The only other upwards pressure on prices could come as a result of the continued lack of supply of property to the market – which will lead to increased competition among buyers and possibly push up prices as a result.

“It’s important to also remember that 2011 will be the year where there will be clear cuts in the public sector and this may affect confidence among buyers and sellers – particularly in cities like Edinburgh which have a large number of public sector workers who will be worried about job security.

“However, I also believe that buyers and sellers will still be able to achieve a sale throughout the year, provided that they are realistic about their expectations. There are many people who still want to move house for various different personal reasons – such as getting married, having a baby or getting divorced – and a flat property market will not stop them from doing so.

“In 2010 Warners has sold around 600 homes, which is up 10% on 2009’s levels. I expect that stability to continue and for homes that are well marketed and correctly priced to sell well.”

“There has been a growing sense of realism in the market for some time now, and people have come to terms with the fact that they can’t sell their house for the same price they bought it for in 2007, during the peak. Their expectations are more realistic and this is helping to keep sales fairly constant – and I predict that this will continue over the coming year.”

Warners, which has four property shops in Edinburgh, has been the Capital’s leading property solicitor in terms of property sales and listings for the past 11 years.

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Scotland Will Experience Stable Property Market in 2011 is a post from: My First Home Blog

Fairview New Homes is holding an autumn sale at Evolution, a new development of family homes and apartments in Ashford, Kent, with two-bedroom apartments now being sold from £109,995. And with the recent launch of the brand new stylish show apartment, buyers can get a feel for life in Ashford for less.

Jim Holliday, Sales Director of Fairview New Homes, comments: “This offer is designed to help people step onto the property ladder or upsize to a family home for less. However, only a limited number of apartments are available at this bargain price, so interested applicants should head to Evolution as soon as possible to avoid any disappointment.”

Evolution is a development of one and two-bedroom apartments as well as three- and four-bedroom houses set around landscaped gardens and a newly built children’s play area. The new homes are just a 15 minute walk from Ashford town centre and from Ashford International station. The recently opened high speed bullet train travels to London St Pancras in just 38 minutes. Trains from this station also regularly depart for Paris, Brussels, Lille and Disneyland Paris.

Since the opening of the bullet train last year, Ashford has become a viable location for many London commuters and an ideal choice for those looking to purchase an excellent value new home.

The stylish new properties will have open-plan living areas and fully-fitted kitchens with fan ovens, electric hobs and washer-dryers. Each house and apartment is built with the environment in mind, with heating and hot water provided by a condensing boiler and a renewable energy system (houses only), and minimum 75% energy efficient light fittings.

Along with being an historic market town, Ashford is a thriving shopping area, with County Square shopping centre, and a popular designer outlet situated just a 10 minute walk from Evolution. The central Stour Leisure Centre has undergone a multi-million pound redevelopment and provides the community with a superb sports centre, gym and pool facilities.

Ashford is one of the government’s key growth areas, with an estimated £2.5 billion development strategy in place, and plans are afoot to create 28,000 new jobs in the area. The scheme is rapidly creating a town centre that will combine modern shopping malls and pedestrianised streets with first-class leisure facilities and popular cultural attractions.

Prices for new homes at Evolution start from £109,995 for a two-bedroom apartment and £199,995 for a four-bedroom house.

For more information and prices please contact the marketing suite Tel: 0800 883 8149, or visit: www.fairview.co.uk. The marketing suite is open seven days a week from 10am to 5pm.

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Autumn sales have hit the shops… and new homes at Evolution in Ashford – Fairview New Homes is selling apartments from £109,995 is a post from: My First Home Blog

The latest Halifax House Price Index shows that UK house prices fell by 3.6% in September, although the annual change shows that prices have increased by 2.6% over the past twelve months. The average house price is now £162,096.

Prices in the third quarter of 2010 were 0.9% lower than in the second quarter of 2010. Quarterly house price data provides a clearer indication of the overall market trends, smoothing out the volatility caused by reduced number of monthly transactions in all house prices indices’ monthly figures.

Commenting, Martin Ellis, housing economist, said: “Looking at quarterly figures – a better measure of the underlying trend, house prices in the third quarter of 2010 were 0.9% lower than in the second quarter of 2010. This rate of decline is significantly slower than the quarterly changes of between -5% and -6% that were seen in the second half of 2008. It is therefore far too early to conclude that September’s monthly 3.6% fall is the beginning of a sustained period of declining house prices.

“A shortage of properties for sale contributed to an imbalance between supply and demand and was a key factor driving up house prices last year. An increase in the number of properties available for sale in recent months has reduced the imbalance. At the same time, renewed uncertainty about the economy and jobs has caused consumer confidence to falter recently, dampening the demand for home purchase. Together, these factors have been exerting some downward pressure on prices in recent months. In addition, volatility of the month on month measure has increased due to the low transaction levels across the market; this underlines the difficulty of getting a clear reading on the current state of the housing market.

“Prospects for the housing market remain uncertain. Earnings growth is expected to be very modest over the next year, tax rises are on the way and more people are putting their homes on the market. These will all be constraints on the market, dampening house prices. On the positive side, we expect interest rates to remain very low for some time, which will underpin the improved affordability position for homeowners.”

Source: http://www.lloydsbankinggroup.com

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House prices fell 3.6% in September is a post from: My First Home Blog

According to mortgage sourcing specialist, Mortgage Brain, over 2,600 new home loans have been introduced since April 2010, taking the total number of live products on its system to 7,320.

However, September saw a 4% decline in availability, as 298 products were withdrawn.

The number of fixed-rate deals fell by 7%, to 4,667; trackers put in a slightly stronger showing at 1,668 products, while variable rate availability continued to grow, increasing for the tenth consecutive month, to 985 products.

Mortgage Brain chief executive, Mark Lofthouse, comments: “Despite seeing a slight dip in product availability during September, the longer term analysis clearly shows that the UK mortgage market has shown real and significant improvements in terms of product choice and availability.”

Mortgage Brokers See ‘Surge’ in New Deals is a post from: My First Home Blog

The Legal Ombudsman will open for business to help people resolve complaints about lawyers.

This is the first time people can come to an independent and impartial body to help them resolve a legal complaint.  The service covers all lawyers, including the following:

• Barristers
• Law costs draftsmen
• Legal executives
• Licensed conveyancers
• Notaries
• Patent attorneys
• Probate practitioners
• Registered European lawyers
• Solicitors
• Trademark attorneys

The Ombudsman has official powers to put things right if the service a consumer received from their lawyer was not satisfactory.

The new Legal Ombudsman will also enhance the reputation of the profession and aims to simplify the current consumer complaints system. Consumers can have greater confidence in using legal services because they know they can access an independent body that has specific powers to help.  The service is free of charge to consumers.

Chief Ombudsman, Adam Sampson said:

“We know that most of the time, lawyers provide a good service.  But sometimes things can go wrong.  When they do, people must have access to someone they can have confidence in to put things right.  That is our job – to resolve complaints quickly and fairly. We have worked hard to make sure we bring a fresh approach to legal complaints with a focus on justice.”

“We also want to work closely with lawyers and their regulators to raise standards. We want to help prevent complaints and make the legal and justice systems work better”.

Jonathan Djanogly MP, Minister responsible for Legal Services commented:

“The new Legal Ombudsman will make a real difference for people who want to make a complaint about their lawyer.

“The consumer will have a single point of contact, instead of the current confusing situation, and the process will be a smoother one for the legal profession.

“As a lawyer myself I fully understand the vital part this will play in the regulatory system that helps maintain the high standing that our lawyers have around the world.”

Peter Vicary-Smith, CEO Which? said:

“The arrival of the Legal Ombudsman is a welcome step forward for consumers who use legal services.  It is hugely important for consumers to have the opportunity to contact an independent ‘referee’ who looks at both sides of the argument, makes enquiries, asks questions and comes up with a remedy or solution that they believe is fair.

For more information or to speak to an Ombudsman spokesperson please contact:

Alison Robinson, Head of External Affairs on 0121 245 3070 or 07741 035 967.

A Fresh Start for Resolving Legal Complaints is a post from: My First Home Blog

Fairview New Homes are offering up to 20% deposit top up when first time buyers put down just a 5% deposit at developments in Royal Tunbridge Wells, Greenhithe, South Darenth, High Wycombe, Crawley and Ashford, Kent.

This incentive has been introduced at a key time, as recent research from YouGov shows that 80% of people think the biggest problem in UK housing market is the lack of affordability for first-time buyers, or high levels of debt required to buy a property.

The 20% deposit loan is free for up to ten years, and is only available on selected new apartments, so Fairview are urging those thinking of stepping onto the property ladder to head to their nearest Fairview development as soon as possible for more information.

Jim Holliday, Sales Director of Fairview New Homes, comments:  “With the estimated average age for first time buyers now at 38 it is apparent that young people need all the help they can get to make that vital first step onto the property ladder.

“At Fairview, we do what we can to get people living in their own home. The Flying Start incentive is a remarkable benefit as it provides exactly the kind of assistance that first time buyers need in such a challenging economic environment.”

Examples of Fairview developments include Pembroke Park in Crawley, where buyers can purchase a one-bedroom apartment from just £149,000, and the new Evolution in Ashford, where two-bedroom apartments are priced from £105,000 and four-bedroom houses from as little as £199,950.

For further information on any Fairview New Homes developments or incentives, please visit the website at www.fairview.co.uk or call 0800 731 4477

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Flying Start for First Time Buyers – Fairview New Homes offers up to 20% deposit top up to help first time buyers onto the property ladder is a post from: My First Home Blog

Fairview New Homes has launched the new show apartment at The Bridge in Royal Tunbridge Wells, Kent. The interior of the show apartment is designed to compliment the character of the historic Georgian spa town and its reputation as an affluent and desirable place to live.

The Bridge offers modern two-bedroom living in an historical and popular location, all from only £174,995. Conveniently located in the centre of town and just a 15 minute walk from Tunbridge Wells train station, the development is in an ideal location for those commuting to London and beyond.

Abbey Emmerson, director at Trend Designs, says: “Royal Tunbridge Wells is a beautiful town with glorious surroundings. Its reputation as the place to be seen amongst royalty and the aristocracy since the eighteenth century makes the history of Tunbridge Wells one of the most colourful in England.”

“Accordingly, we have created a sumptuous show apartment with creams and deep purples to reflect the royal connection to the area. Not forgetting that these new homes are ideal for first time buyers, we have been sure to add a bit of fun and contemporary style to the apartment,” concludes Emmerson.

The new homes at The Bridge all have bright open plan living areas and many have balconies that overlook the communal landscaped gardens which provide the perfect space for relaxation after a long days work and on the weekends.

Jim Holliday, Sales Director of Fairview New Homes, comments: “At The Bridge, we are providing good quality homes in an upmarket and traditionally expensive area at affordable prices, which is great news for those wishing to take their first step onto the property ladder. Now that we have such a suitably stylish show apartment which truly reflects the character of the area, visitors will be able to experience what it will be like to live at The Bridge in Royal Tunbridge Wells.”

Tunbridge Wells has developed a reputation for excellent restaurants, wine bars and lively street cafes. There is a wide range of shops and boutiques along the Pantiles, as well as a popular farmers market which is held every month.

The area has many parks and outdoor attractions and the surrounding Kent countryside has been designated an ‘Area of Outstanding Beauty’, making it perfect for walking, riding and biking. The nearby south coast in only 35 miles away from the town.

Direct train services run from Tunbridge Wells Rail station to London Charing Cross and Cannon Street in approximately one hour.

Prices for two bed apartments at The Bridge start from £174,995.

For more information and prices please contact the marketing suite on 0800 883 8147. Or visit: www.fairview.co.uk. The marketing suite is open 7 days a week from 10am to 5pm.

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Prospective buyers at The Bridge get a feel for life in Royal Tunbridge Wells – Fairview New Homes launches new show apartment at The Bridge is a post from: My First Home Blog

Fairview New Homes has launched the show apartment at Thames Waterside, the new waterfront development in Greenhithe, Dartford.

Thames Waterside is a development of one and two-bedroom apartments set around landscaped gardens with river frontage. Most of the apartments have balconies to take advantage of the views across the Thames and towards the iconic Queen Elizabeth II Bridge.

The show home is open for all visitors to view and has been designed to compliment the waterside location and character of Greenhithe.

Abbey Emmerson, director at Trend Designs, comments, “The design theme for the Thames Waterside show apartment is industrial with a warehouse feel, reflecting the important regeneration that is occurring in the whole of the Thames Gateway area. We have used silvers, greys and tones of grey-blues to achieve this effect, which match perfectly with the rippling water of the Thames, just a stone’s throw away.”

“One of the most exciting features is the metal wave installation in the lounge which looks fantastic when the lights are on or when the sun shines through the window. The lounge also has a feature white brick wall which adds to its edgy feel,” concludes Emmerson.

The contemporary apartments at Thames Waterside have open-plan living areas with timeless neutral tones to complement the tranquil surroundings. Each apartment has fully-fitted Symphony kitchens, with fan ovens, electric hobs and washer-dryers.

Jim Holliday, Sales Director of Fairview New Homes, comments: “These new apartments have been extremely popular so far, mostly due to the great location on the River Thames and the excellent transport links available from the development. Now that we have such a stylish show apartment which truly reflects the character of the area, visitors will get a good feel of what it will be like to live at Thames Waterside.”

Thames Waterside is ideally placed for all the amenities of Greenhithe; next to an Asda superstore and a five minute drive from the well-known Bluewater shopping centre which has a choice of over 330 stores, 40 cafes, bars and restaurants and a 13-screen cinema.

The train station is a two minute walk from Thames Waterside and journeys to London Bridge take approximately 38 minutes, perfect for the commuter or those looking to visit the capital on weekends. Eurotunnel terminal at Ebbsfleet is around three and a half miles away allowing easy access to the continent, with trains to London St Pancras in 17 minutes.

Greenhithe is part of the Thames Gateway Regeneration project that has received large amounts of funding from the government over the past decade to transform it into the thriving and aspirational area it is today. The town has a large number of local restaurants, pubs and bars and has the largest number of green spaces and parks in the borough. For the more active, there are many local activities with the Kent countryside just moments away, local river walks and outdoor activities based from Bluewater, including cycling, rock climbing, boating and fishing.

Prices for new homes at Thames Waterside start from £135,995 for a one-bedroom apartment and £174,995 for a two-bedroom apartment.

For more information and prices please contact the marketing suite Tel: 0800 883 8193. Or visit: www.fairview.co.uk. The marketing suite is open 7 days a week from 10am to 5pm.

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Interior design reflects riverside location of new homes – Fairview New Homes launches new show apartment at Thames Waterside in Greenhithe is a post from: My First Home Blog

Fairview New Homes launches the long-anticipated The King’s Tower apartments at the Queensgate development in Croydon, Greater London. There are just 12 luxury two-bedroom apartments available to buy in the Grade II listed tower, part of the former Queen’s Hospital. Since its construction in 1866, the hospital has been a distinctive landmark in the centre of Croydon.

Each spacious apartment at The King’s Tower has a contemporary interior specification whilst retaining the building’s unique historical character.

Jim Holliday, Sales Director of Fairview New Homes, comments: “The King’s Tower is the exciting final phase of Queensgate and has the only converted apartments on the development. As there are only 12 of these apartments for sale, we are expecting them to go quickly. Any interested buyers should contact our selling agent, Streets Ahead, as soon as possible for more information.”

Croydon is currently experiencing one of the most dynamic regeneration schemes in the UK. At present, some £3.5bn has been committed to redeveloping the area, earning it the title of London’s Third City. As part of Transport for London’s £10bn Investment Programme, the East London line is also being extended. Phase 1 from West Croydon to Dalston and Highbury & Islington has now been completed, and in 2012 Phase 2 will extend to Clapham Junction.

“Croydon’s ongoing development and improving transport links to central London has strengthened its appeal to commuters.  With trains from East Croydon Station to London Victoria in just 16 minutes, The King’s Tower is perfectly situated for a central London worker. Improved commutability is already having an upward effect on property prices and thus the window of opportunity to buy at competitive prices is closing,” Mr Holliday adds.

The King’s Tower overlooks its own landscaped grounds within the Queensgate development, which lies in a desirable residential area in the heart of Croydon. The apartments are under a 10 minute walk to Selhurst Railway station and a five minute drive from both West Norwood and West Croydon tube stations (London Overground and Tram network).

The social scene in Croydon is very popular and there are a growing number of city-style restaurants, wine bars, cafes and traditional pubs. The shopping opportunities are also extensive, with over 140 stores in the Whitgift Shopping Centre and at least 60 shops in Centrale Mall.

The area has been named the third greenest borough of London due to the 2,600 acres of green space. Croydon offers a wide range of sports and recreational activities including two full championship golf courses, seven 8-hole courses, pitch and putt courses and driving ranges. Sailing and canoeing are also available at the South Norwood Country Park.

From East Croydon train station, commuters can be at London Victoria in just 16 minutes. Gatwick airport is also just 16 minutes away or for a day at the seaside Brighton takes just over half an hour. For travelling around South London, the Tramlink is the UK’s number one tramway carrying 22 million passengers a year.

Prices for a two-bedroom apartment at The King’s Tower start from £215,000.

For more information and prices please contact our selling agent Streets Ahead Tel: 020 8655 1300

Or visit: www.fairview.co.uk to register interest

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King of Croydon – Fairview New Homes launches the historical King’s Tower is a post from: My First Home Blog

Fairview New Homes has launched the final phase of their riverside development, Connection II in Canterbury, Kent.  The 15 new one and two-bedroom apartments are the last new homes for sale on this popular development of apartments and houses set in landscaped gardens and grounds.

Jim Holliday, Sales Director of Fairview New Homes, comments: “The first phase of Connection was highly successful and we sold all 150 properties without difficulty. The new homes attracted first time buyers in particular, due to Connection II’s enviable location close to the town centre, the coast and the train station for journeys to London. As there are only a few apartments for sale within this phase, we expect them to go quickly. Any interested buyers should contact our selling agent, Connells, as soon as possible for more information.”

Connection II is ideally located for commuters; it is just a few minutes’ walk from both Canterbury West and Canterbury East train stations, with a journey time to London St Pancras from 56 minutes.

“Since the opening of the fast link train to London at the end of 2009, Canterbury has attracted more residents who commute into London daily. The improved transport links, along with the city’s historical and cultural connections, have ensured that property prices in Canterbury have remained stable,” concludes Mr Holliday.

Connection II is ideally located for Canterbury town centre, being just a moment’s walk away from the coffee shops, traditional tea houses, gourmet restaurants, and contemporary bars the city has to offer. The nearby King’s Mile is Canterbury’s shopping district with over 100 high street shops and boutiques.

Residents will never be bored with the broad variety of attractions available in the city and beyond. The nearby beaches of Herne Bay and Whitstable make day trips to the seaside easily viable and the surrounding Kent countryside is perfect for walking, cycling and horse riding.

Trips to Europe are also within easy reach, whether by ferry from Dover or Folkestone, or by Eurostar from Ashford – just a 30 minute drive away.

The homes at Connection include fully fitted kitchens with dark granite effect worktops, stainless steel ovens and semi integrated washer/dryers. Bathrooms feature white sanitary ware with chrome plated fittings. All of the two-bedroom apartments also benefit from an ensuite bathroom in the master-bedroom. There is only 1 one-bedroom apartment.

Prices at Connection II start from £174,995 for a two-bedroom apartment.

For further information on Connection II in Canterbury, please contact our selling agent, Connells, on 01227 764720 or visit www.fairview.co.uk to register interest.

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Connect to Canterbury – Fairview New Homes launches second phase of Connection is a post from: My First Home Blog